Internal report. Audit → consolidate → clean → rebuild across sagewisefinancial.ca, sagewisecapital.com and sagewisemic.ca.
| Existing URL | Company | Page/Product | Duplicate? | Disposition | Keep / Merge into / Redirect | Notes |
|---|---|---|---|---|---|---|
| sagewisefinancial.ca/ | Financial | Home | No | UPDATE | /financial | Shows 4.75% and 7% Set & Save rates; '8yr' track record stat; several CTAs link to '#'. Old rates removed. |
| sagewisefinancial.ca/set-save | Financial | Set & Save (now Invest & Grow) | Yes — MIC /set-save | REDIRECT | /financial/invest-and-grow | OBSOLETE: mixes 4.75%, 5.50%, $100 and $200; calls the product an 'MRD' investment; fund code SMIC 001. Product renamed Invest & Grow and owned by Sagewise Financial. |
| sagewisefinancial.ca/mortgages | Financial | Mortgages | Yes — Capital /mortgages | REDIRECT | /capital/mortgages | Homepage card already pointed to sagewisecapital.com/mortgages. Footer 'About Us', 'Blog' and all 'SFG Portal' links wrongly point here. |
| sagewisefinancial.ca/mortgage-rate-defender-heloc | Financial | MRD HELOC (Loans) | Yes — Capital /mrd-heloc | REDIRECT | /capital/mrd | Three tiers with DIFFERENT rates/amounts than Capital's page. |
| sagewisefinancial.ca/mrd-classic-heloc · /mrd-gold-heloc · /mrd-platinum-heloc | Financial | MRD tiers | Yes | REDIRECT | /capital/mrd | Tier detail pages linked from the Financial MRD page. Tiers retired. |
| sagewisefinancial.ca/insurance | Financial | Insurance | Yes — Insurewise | EXTERNAL | /financial/insurance → Insurewise | Contains template placeholder text ('Far far away… blind texts'), GMS links, DocuSign + Bigin quote forms. Replaced by a short overview handing off to Insurewise. |
| sagewisefinancial.ca/travel-insurance · /visitors-to-canada-insurance | Financial | Insurance products | Yes — Insurewise | EXTERNAL | insurewise-sagewise.com | Detailed insurance journeys belong on Insurewise. |
| sagewisefinancial.ca/buy-sagewise-mic-shares | Financial | Buy MIC Shares | Yes — MIC home / share classes | REDIRECT | /mic | MIC owns its share classes. |
| sagewisefinancial.ca/about | Financial | About | No | KEEP | /financial/about | Footer 'About Us' linked to /mortgages instead (broken link). |
| sagewisefinancial.ca/contact | Financial | Contact | Yes — 3 contact pages | MERGE | /contact | Merged into ONE Contact Us page. No social links found on this site. |
| sagewisefinancial.ca/privacy-policy · /legal-disclosure | Financial | Legal | No | CONFLICT | /financial/legal/* | Legal Disclosure reproduced verbatim (Set & Save paragraph flagged). Privacy Policy page on source is empty — under review. |
| sagewisefinancial.ca/renthub | Financial | RentHub | Unknown | CONFLICT | Review | Linked from homepage; not in the approved architecture. Needs a keep/remove decision. |
| sagewisefinancial.ca/sagewise-store | Financial | Sagewise Store | Unknown | CONFLICT | Review | Footer link; purpose unclear. |
| sagewisecapital.com/visa | Financial → Capital | Prepaid / Homeline Visa | Listed twice on Financial home | CONFLICT | Review | Not in Capital's sitemap — possibly a broken cross-company link. |
| Footer: Blog, SFG Portal (Employee/Broker/Investor/Borrower) | Financial | Footer links | — | REMOVE | — | All pointed to /mortgages (broken). |
| sagewisecapital.com/ | Capital | Home | No | UPDATE | /capital | 2024 event and job-fair promos removed; 'flinkS' and 'Insurance' tiles link to '#'. |
| sagewisecapital.com/mortgages | Capital | Mortgages | Canonical | KEEP | /capital/mortgages | Canonical mortgages page for the ecosystem. |
| sagewisecapital.com/mortgages/buying · /refinance · /renewal | Capital | Mortgage sub-pages | Yes — also on MIC | MERGE | /capital/mortgages | Merged into one mortgages page. |
| sagewisecapital.com/mrd-heloc | Capital | MRD HELOC | Yes — Financial + MIC | REDIRECT | /capital/mrd | Replaced by the single canonical MRD page. |
| sagewisecapital.com/mrd-heloc/classic · /gold · /platinum | Capital | MRD tiers | Yes | REDIRECT | /capital/mrd | Tiers retired. |
| sagewisecapital.com/lenders | Capital | Lenders | No | KEEP | /capital/lenders | |
| sagewisecapital.com/about-us | Capital | About | No | KEEP | /capital/about | |
| sagewisecapital.com/contact-us | Capital | Contact | Yes — 3 contact pages | MERGE | /contact | Merged into ONE Contact Us page. Social icons removed. |
| sagewisecapital.com/welcome-brokers | Capital | Brokers | Partial — Lenders | CONFLICT | Review | Not in approved architecture; candidate to merge into Lenders. |
| sagewisecapital.com/make-a-payment | Capital | Make a Payment | No | CONFLICT | Review | May be an active borrower flow — confirm before removing. |
| sagewisecapital.com/log-in · /sign-up · /reset-password · /update-password · /access-denied · /user-account · /member | Capital | Legacy membership | Also on MIC | REMOVE | — | Legacy site-builder membership pages. |
| sagewisecapital.com/checkout · /paypal-checkout · /order-confirmation · /search | Capital | Legacy e-commerce | — | REMOVE | — | Unused template pages. |
| sagewisecapital.com/sagewise-konect (+ article) · /blog-posts · /new-posts · /ask-the-community · /dr-king · /posts/* · /topics/help | Capital | Blog / community | — | REMOVE | — | 2024 content and test posts (e.g. /posts/hi-17977). |
| Fee Schedule (PDF) | Capital | Fee Schedule | No | KEEP | /capital/legal/fee-schedule | Full HTML fee table + original PDF. |
| Terms & Conditions (links to '#') | Capital | Terms | No | REMOVE | /legal | No document exists on the old site. Removed from navigation; flagged for review. |
| Privacy Policy (PDF) | Capital | Privacy | Near-identical to MIC policy | KEEP | /capital/legal/privacy-policy | Verbatim web version + original PDF. |
| sagewisemic.ca/ | MIC | Home | No | UPDATE | /mic | Set & Save card ($100 minimum) removed — product is now Invest & Grow under Sagewise Financial. Class A 'Learn more' linked to Class B (fixed). |
| sagewisemic.ca/set-save | MIC | Set & Save (now Invest & Grow) | Yes | REDIRECT | /financial/invest-and-grow | OBSOLETE: 7.00% / 5.5% / $100 / 'Bi-Monthly' / fund code SMIC 003. Rebuilt as Invest & Grow (3.75%, $200/month) under Sagewise Financial. |
| sagewisemic.ca/class-a · /class-b | MIC | Share classes | No | KEEP | /mic/class-a · /mic/class-b | Targeted returns not shown until confirmed. |
| sagewisemic.ca/investments | MIC | Investment offers / value ladder | Yes — MIC home share classes | MERGE | /mic | Lists Set & Save 5.50% / $100, Class B 7%, Class A 8% — conflicting rates. |
| sagewisemic.ca/about-us | MIC | About | No | KEEP | /mic/about | |
| sagewisemic.ca/contact-us | MIC | Contact | Yes — 3 contact pages | MERGE | /contact | Merged into ONE Contact Us page. Social links removed. |
| sagewisemic.ca/mortgages (+ /buying, /refinance, /renewal) | MIC | Mortgages | Yes — Capital | REDIRECT | /capital/mortgages | MIC does not own mortgage lending. |
| sagewisemic.ca/mrd-heloc (+ /classic, /gold, /platinum) | MIC | MRD | Yes — Capital | REDIRECT | /capital/mrd | Third copy of MRD. |
| sagewisemic.ca/mrd-konects + 7 /mrd-konect/* articles | MIC | MRD Konect blog | — | REMOVE | /capital/mrd | 2024 articles present MRD Classic/Gold/Platinum as current. Redirected. |
| sagewisemic.ca/home-copy | MIC | Duplicate homepage | Yes | REMOVE | /mic | Draft copy of the homepage is publicly indexed. |
| sagewisemic.ca/log-in · /sign-up · /reset-password · /update-password · /access-denied · /user-account | MIC | Legacy membership | Also on Capital | REMOVE | — | |
| Footer: 3 links all labelled 'Privacy Policy' | MIC | Legal PDFs | Label duplication | UPDATE | /mic/legal/* | Actually Privacy Policy, Cyber Code of Conduct and Cyber Incident Report Form. |