Mortgage Rate Defender HELOC

Rising interest rates are a threat to your home.
Protect your finances with the MRD Heloc now.

Getting a Home Equity Line of Credit (HELOC) can be complicated. Applications take too long, and banks ask for too much documentation.  And let's not forget the constant rate increases. Haven’t you had enough interest rate hikes? Now your mortgage payments are well above your budget.

That’s why we created the Mortgage Rate Defender (MRD). A Home Equity Line of Credit (HELOC) customized to meet today’s mortgage and housing payment demands.

The Fantastic

No matter which option you choose, having funds in place is essential for your peace of mind. Don't wait until it's too late. Contact us today to learn more about the MRD Classic, Gold, and Platinum options, and select the one that best fits your needs and budget.

Apply now

Classic

Starting at
$30,000.00
Fixed Rate 12.99%*   2-Year Term
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  • Access $15,000.00 Upfront.
  • Get $1000.00 Monthly Deposit.
  • No Appraisal!
  • No Income Docs!

Gold

Starting at
$50,000.00
Fixed Rate 10.99%*   2-Year Term
Learn More
  • Access $40,000.00 Upfront.
  • Get $1500.00 Monthly Deposit.
  • No Appraisal!
  • No Income Docs!

Terms and conditions applies.
The specific borrowing cost is disclosed on the disclosure statement. The annual percentage rate (APR) is always greater than the interest rate listed above, as the APR includes lending fees and costs associated with this mortgage.
One-time legal costs are extra, and can be deducted from the initial advance amount.
MRD HELOC is open and has a 2-year term. The lending area is Ontario, though certain area restrictions apply. Eligible Properties are only Residential. Inspection may be required.

Sagewise Financial

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FINTRAC - MSB registration number M24566734

Established in 2015, Sagewise Capital is a lender headquartered in Mississauga, Canada. The firm arranges residential and commercial private mortgage solutions for borrowers' products ranging from residential 1st and 2nd mortgages to commercial, construction, and mezzanine loans and joint venture programs. Sagewise Capital caters to the financial services sector.

The Prepaid Visa Is Provide By Sagewise Capital
The Sagewise Mortgage Services provided by Sagewise Capital Corporation - Administrator License #12709 & Brokerage License #13150.

The Sagewise MIC Shares are provided by DX Financial Group. Access Advisors is a private corporation registered under National Instrument 31-103 as an Investment Fund Manager and Restricted Portfolio Manager in Alberta, British Columbia, Saskatchewan, Manitoba, and Ontario. DX Financial Group of Companies, with over a decade of experience in mortgage-backed investment and financial services, has expanded its operations to include an exempt market dealer (EMD) as well as a mortgage investment corporation (MIC).

The Sagewise Set & Save is provided by DX Financial Group. Access Advisors is a private corporation registered under National Instrument 31-103 as an Investment Fund Manager and Restricted Portfolio Manager in Alberta, British Columbia, Saskatchewan, Manitoba, and Ontario. DX Financial Group of Companies, with over a decade of experience in mortgage-backed investment and financial services, has expanded its operations to include an exempt market dealer (EMD) as well as a mortgage investment corporation (MIC).

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